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Ethical Lease to Own

An Alternative Way to Home Ownership – On the Blockchain

Pre-sale limited offer

how it works

Ethical Ijara Is A Socially Responsible Rent To Own Model

What is Ethical Ijara? Ethical Ijara is actually two crypto tokens that facilitate our Ijara Rent to Own Asset Acquisition Model.

Ethical Token

The Ethical Finance (ETHI) token is a DAO which represents a share of a tax deductible donation made to Ijara CDC for acquisition of an asset, and gives the ETHi holder voting rights in the project. The Ethical token is tradable on several exchanges, which allows for donors to participate in Lease to Own transactions through its exchange to ETHi and participate in potential growth in the value of their ETHi tokens.

How to Buy Ethi

Ijara Token

The Ijara token (IJA) is a grant or subsidy that you as the tenant are earning as a reward for making on time and full payments. This subsidy is designed to help you build wealth through the accumulation of IJA tokens. The Ijara token is also tradable on several exchanges, this serves several purposes; 1) it allows the tenant to buy and sell Ijara tokens much like having a HELOC; 2) it allows the tenant to have potential to participate in the prospective gains that can occur in the Crypto marketplace. 3) The IJA token can be traded for several things ie: Solar Panels (could be Tesla Solar Roof), Kitchen remodel, Hajj or Umrah trip, could even be used for retirement or education funding, and/or other items to be determined along with the number of tokens required redeem, much like a points reward program.

No matter what happens to the value of the Ijara token, the value of the Tenants contribution to the Purchase Option in the Real Estate is not affected. Since the two values are independent of each other, the downside is limited to the unlikely collapse of both the Real Estate market and the Ijara token. The upside of course is that the tenant can choose to take the gain in the Real Estate market or the gain in the Crypto market.

White Paper

Funding Financing

Finding the perfect way to fund a real estate property for a family or business can be difficult. There are so many factors to think about before deciding on a financial transaction. Let us at Ijara Community Development Corp. help ease the decision-making process for you with our rent to own alternative.


Passive Investing

We believe that real estate is a long term investment and you should be rewarded for your time. That’s why your rewards are based on how long your real estate investment appreciates.


Building Value

ETHICAL ($ETHi) is our token that represents the ethical side of Real Estate Acquisiton in order to be more inclusive to everyday people. We know the barriers to home ownership can be overwhelming at times and most lenders look to screen out applicants for loans in various ways. Other limiting factors can be related to credit scores or creditworthiness based on your length of employment. What if you could invest as little as $5000 in real estate without the head aches of applications, meetings, paperwork, and waiting on qualification results? What if you could realize more gains the longer you held your investment in a real estate project or the entire portfolio? And did we mention no property management headaches.



Symbol of the Bitcoin

Create Wallet

Download a crypto wallet such as Coinbase Wallet and create a  MetaMask account to your phone, tablet or computer. This will allow you to buy and send Ethereum, and receive ETHi



Canada: BITBUY

Other: find an Exchange here

Purchase ETHi directly through our DAO 

Step 2 - Purchase ETH

Purchase ETH

Purchase ETH (Ethereum) directly from your wallet app or transfer ETH into your wallet from an outside exchange like Binance, Coinbase, etc. Make sure you’re using the ERC-20 network when transferring ETH. 

ETHI Tokens Purchase Step 3 - Send ETH

Send ETH to

Wallet Address

Step 4 - Emailing Your Receipt


Email [email protected]

a copy of the receipt and your Metamask address and we will deposit ETHi to your wallet, this process will save you on GAS fees.

Distribution of tokens

Private Sale
General Reserves
Public Sale
Staking Reward
Incentivize ecosystem
Research Foundation


Meet the people behind Ethical Ijara

Shoeb Sharieff - President and CEO

Shoeb Sharieff

Co-Founder & CEO


Roman Roman Team Member of Ethical Ijara

Roman Roman

Co-Founder & CTO

Gemala Afifi - CMO of Ethical Ijara

Gemala Afifi



Meet the rest of the team

Frequently Asked Questions

What is a Blockchain

A blockchain, originally block chain, is a continuously growing list of records, called blocks, which are linked and secured using cryptography. Each block typically contains a hash pointer as a link to a previous block, a timestamp and transaction data. By design, blockchains are inherently resistant to modification of the data. It is “an open, distributed ledger that can record transactions between two parties efficiently and in a verifiable and permanent way”. For use as a distributed ledger, a blockchain is typically managed by a peer-to-peer network collectively adhering to a protocol for validating new blocks. Once recorded, the data in any given block cannot be altered retroactively without the alteration of all subsequent blocks, which requires collusion of the network majority.

What is Block?

Blocks hold batches of valid transactions that are hashed and encoded into a Merkle tree. Each block includes the hash of the prior block in the blockchain, linking the two. The linked blocks form a chain. This iterative process confirms the integrity of the previous block, all the way back to the original genesis block.

What is Defi?

DeFi is short for “decentralized finance,” an umbrella term for a variety of financial applications in cryptocurrency or blockchain.

What is DECOM?

DECOM is decentralized common sense. Read more…

What is a Crypto Token?

A crypto token is a representation of an asset. These ‘tokens’ can be held for value, traded and ‘staked’ to earn dividends.